Mortgages

Whether you’re looking to purchase or refinance, we offer our customers expert advice and competitive rates. Our lenders are registered with the Nationwide Mortgage Licensing System.

Benefits of a WMSB Residential Home Mortgage

  • Competitive interest rates – fixed or adjustable available1
  • Terms available up to 30 years
  • Buydown (points) option available1
  • Mortgage life and disability insurance available

30/15 Adjustable Rate In-House Mortgage2

  • Fixed for 15 years
  • Monthly payments due on the first day of each month
  • Automatic payment option available
  • Loan-to-value 80% could be higher with flexible options available

7/1 Adjustable Rate       In-House Mortgage

  • Fixed for 7 years
  • Monthly payments due on the first day of each month
  • Automatic payment option available
  • Loan-to-value 80% could be higher with flexible options available

Pennsylvania Housing Finance Agency (PHFA) Loans

  • Low Long-Term Fixed Interest Rate
  • Low or No Down payment
  • Low Closing Costs
  • First Time Homebuyer Program
  • Borrow up to 97% of home value1

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Featured Rates

Chris and Kathy

 

 

 

Not sure which Mortgage fits you?

 

Contact Chris Appleman or Kathy Marks, your Mortgage Specialists

940 High Street
West Milton, PA 17886
Email Chris  Email Kathy
877-318-6145 (toll free) • 570-568-6501 fax

 

Subject to credit approval.

1Determined by term and mortgage product.

2Maximum 80% LTV.  Interest rate will be subject to a one-time re-pricing at the end of the initial 15-year period.  Interest rate will not exceed 6% above initial rate.  Interest rate and monthly principal and interest payment may increase at the time of the adjustment.  A loan amount of $100,000 would have a monthly principal and interest payment of $527.69 for the initial 180 payments, and a maximum monthly principal and interest payment of $760.67 for the remaining life of the loan.  APR is 4.851% and is effective as of April 29, 2013.  Rates are subject to change.