Buying a Home
You’re serious about buying a home, but have so many questions, including where to begin. West Milton State Bank is here to help. This is a very exciting time in your life and we’re here to take the stress out of it. Before you start shopping or applying for a mortgage, learn all there is to know.
We offer a variety of loan options to choose from including fixed and adjustable rate mortgages and personal service is always just a call or email away! West Milton State Bank has been in the mortgage business since 1920, and our mortgage professionals are here to give you expert advice on the loan that best fits your situation. Our lenders are registered with the Nationwide Mortgage Licensing System & Registry.
RESOURCES & CALCULATORS
Got a question about mortgages? You’ve come to the right place! Below you’ll find many resources to
assist you in obtaining your dream home.
When it comes to home financing, there are many different options to choose from. How do you find the loan that’s best for you? Here is some information to help.
Applying for a mortgage can be very intimidating. You’re asked specific details about your income, assets, and debts. We will tell you how that information is used when applying for a mortgage.
When you buy or refinance a home, the property is used as collateral for the loan. Here’s what the lender is looking for and why.
Hurray! Your loan has been approved and your loan closing date has been set! This section will give you some idea of what to expect at closing and what happens after closing.
There are many financial decisions involved in purchasing or refinancing a home. These calculators can help you with some of those decisions.
There are a lot of unfamiliar terms that get tossed around during the mortgage process. But don’t worry, we’ve put together this glossary to help you get a better grasp of any terms that may be less than clear.